Warren Buffett coined the phrase ‘ovarian lottery’ to acknowledge that from the moment we are born we are subject to luck and that life is unfair.

Many of us roll our eyes when we hear children say ‘but it’s not fair’ and some of us grow up believing life should be fair.  But for those who accept life is unfair, we know we might have to struggle more, work harder or apply more effort than the next person to get what we want.  And with a bit of luck we might succeed.

It was Gary Player, the South African golfer who said ‘The harder you work, the luckier you get’.

Who said ‘life is fair’?